The Davis Group

Seeking Business Development Investments for long-term and short-term projects. New business financing and real estate investment.

Equity Investment What Is Equity Investment? Business loan applicants must have a reasonable amount invested in their business. This ensures that, when combined with borrowed funds, the business can operate on a sound basis. There will be a careful examination of your business'  debt-to-worth ratio  to help all parties understand how much money the lender is being asked to lend (debt) in relation to how much you have invested (worth). Owners invest either assets that are applicable to the operation of the business and/or cash which can be used to acquire such assets. The value of invested assets should be substantiated by invoices or appraisals for start-up businesses, or current financial statements for existing businesses. This value is also known as equity investment. How the Debt-to-Worth Ratio Affects Your Loan Application Strong equity with a manageable debt level provides financial resiliency to help your business maintain viability ...

Here's what I tell my students:    1. Do it yourself The sooner you involve investors in the life of your venture, the bigger their control and ownership share per dollar. If you truly believe in the venture, check your own pockets first before seeking outside funding. One of the best moves you can make as a startup founder is provide the seed funding yourself. If you have savings, credit cards, a mortgage-worthy house, a classic comic book collection, or other valuable assets, you should consider it. Doing so will prove to yourself that you truly believe in your venture, give you credibility in the eyes of future investors and leave you in full control of the venture. 2. Friends, family and you For seed level funding, I feel it is fine to approach close friends and family, as long as you are willing to invest cash yourself. If you are not willing to put up your own money, it means you are not ready. So get back to refining the idea and don’t ask a...

The art of preparing proposals that win more business. - Marketing & Sales

Microloan Program Microloan Program Microloan | BusinessUSA Deducting Business Expenses | BusinessUSA Publication 463 (2013), Travel, Entertainment, Gift, and Car Expenses Home Office Deduction | BusinessUSA business.usa.gov/external-site?ccontent=http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Home-Office-Deduction business.usa.gov/external-site?ccontent=http://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Home-Office-Deduction Business and Industry Guaranteed Loan Program | BusinessUSA USDA Rural Development-State Office Addresses business.usa.gov/external-site?ccontent=http://www.rurdev.usda.gov/BCP_gar.html Search SBA Lenders by proximity | The U.S. Small Business Administration | SBA.gov Tennessee - Economic Development Directory | U.S. Economic Development Administration How to Apply | U.S. Economic Development Administration -- The Davis Group

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Deducting Business Expenses

Accessing Financing from BusinessUSA.gov: A Comprehensive Guide Introduction Securing financing is one of the most critical steps for entrepreneurs looking to start, expand, or sustain their businesses. However, navigating the vast landscape of funding opportunities can be overwhelming. Fortunately, BusinessUSA.gov serves as a centralized portal that simplifies access to federal, state, and local financing programs tailored to small business owners. This guide will walk you through the various financing options available, eligibility criteria, and actionable steps to secure funding efficiently. Understanding BusinessUSA.gov BusinessUSA.gov serves as a centralized platform that connects business owners with government financing programs, regulatory guidance, and business development resources. The website streamlines the search for financial assistance, reducing the complexity of navigating multiple agencies individually. Additionally, it offers tools such as interactive funding guides...

8 Ways to Promote Your Small Business for FREE in 2024 In today's digital landscape, promoting your small business without a hefty budget is more feasible than ever. While paid advertising is effective, numerous free and low-cost strategies can help you reach your audience and drive business growth. This guide explores eight powerful methods to market your small business in 2024.